Fully Registered & Audited

We're registered under the Chit Funds Act, 1982. Government auditors inspect our books every year. Your money is safe, and there's paperwork to prove it.

Same-Day Payouts

When you win the auction, you get your prize money the same day. No waiting periods, no processing delays. Cash when you need it most.

Complete Transparency

Every auction is conducted openly. You get detailed statements, receipts for every payment, and full visibility into the group's finances.

Member-First Approach

We don't treat you like a number. Our branch managers know you by name, understand your financial goals, and help you pick the right chit plan.

Flexible Payment Options

Pay via UPI, bank transfer, cheque, or cash at any of our branches. We make it easy to stay on track with your contributions.

15 Years of Trust

Over 12,000 members have saved with us since 2010. Our retention rate speaks for itself — most members join a second chit before the first one ends.

Comparison

Chit fund vs. other savings options.

See how a chit fund stacks up against fixed deposits and recurring deposits.

Feature Chit Fund Fixed Deposit Recurring Deposit
Access to lump sum early Yes, via auction No (penalties apply) No
Flexible amounts Multiple plan options Fixed at start Fixed monthly
Effective returns Up to 12–15%* 6–7% 5–6.5%
Community benefit Dividend sharing None None
Regulated Yes Yes Yes

*Returns depend on auction dynamics and group behaviour. Past performance is not a guarantee.

See it for yourself.

Visit any of our branches, talk to our members, and find out why Sri Ishwariyam Chit Funds is the name people trust.

Get in touch